NCJAR News
June is Pride Month, a time to recognize and celebrate the LGBTQ+ community, honor its history, and reaffirm our commitment to inclusion, respect, and equal opportunity for all.
At North Central Jersey Association of REALTORS® (NCJAR), we believe that diversity strengthens our communities and our profession. REALTORS® serve individuals and families from all backgrounds, and we are dedicated to fostering an environment where everyone feels welcomed, valued, and respected.
Pride Month is an opportunity to reflect on the importance of fair housing, equal access, and creating communities where every person can thrive. As housing professionals, we play an important role in promoting inclusivity and helping ensure that the dream of homeownership remains accessible to all.
Celebrating the Dream of Homeownership and the REALTORS® Who Make It Possible
June is National Homeownership Month, a time to recognize the lasting value of owning a home and the important role REALTORS® play in helping individuals and families achieve the American Dream.
Homeownership is more than having a place to live—it represents stability, opportunity, and a pathway to building wealth. Across North Central New Jersey and throughout the nation, homeowners invest in their communities, create lasting roots, and contribute to strong local economies.
For many consumers, navigating today's housing market can feel overwhelming. Whether buying a first home, moving up to meet changing family needs, or downsizing for retirement, the guidance of a REALTOR® is more important than ever. REALTORS® provide professional expertise, local market knowledge, and a commitment to protecting the interests of their clients throughout the home buying and selling process.
North Central Jersey Association of REALTORS® (NCJAR) is proud to support the dedicated REALTORS® who work every day to help consumers achieve successful homeownership. Through ongoing education, advocacy, and professional standards, NCJAR members are equipped to guide clients through one of the most significant financial decisions of their lives.
Please be advised that beginning Friday, May 29, 2026, and continuing through Friday, August 28, 2026, the NCJAR Board Office will observe Summer Friday Hours and will close at 1:00 PM every Friday.
NCJAR Board Office Hours
- Monday – Thursday: 9:00 AM – 4:30 PM
- Friday: 9:00 AM – 1:00 PM
If you have any questions or need assistance, please contact us at
Thank you for your membership and continued support. We wish you a safe and enjoyable summer!
Signing a purchase agreement is an exciting milestone in any real estate transaction. But even after an offer is accepted, there are still several steps between contract and closing day. In today’s market, about 5% of home purchase transactions fall through before closing, according to a recent REALTORS® Confidence Index Survey.
Many of the most common issues can be anticipated and managed with the right preparation and professional guidance. Understanding these potential pitfalls can help keep your transaction on track.
Financing Problems Can Derail a Deal
One of the most common reasons a transaction falls apart is financing. A buyer may be pre-approved for a mortgage, only to face a denial before closing.
This can happen for several reasons, including:
- A drop in credit score
- Taking on new debt, such as buying a car
- A job change or reduction in income
- Changes in lending guidelines or loan terms
