2025 NCJAR Trustee, Natalie Lentini shares NCJAR updates, including highlights from the recent Real Estate Summit, NAR’s new home selling safety guide, important details on receiving commissions through an LLC, and a reminder about contributing to RPAC by today, Monday, October 6th to earn credit toward the Circle of Excellence Award.

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Buying a home is one of the most exciting milestones for you and your family. It’s also a major investment—and unfortunately, that makes real estate transactions a prime target for scammers. In fact, according to the FBI’s Internet Crime Complaint Center (IC3), annual losses from wire fraud reached $446.1 million in 2022.

The good news? You can protect yourself by staying informed and working with trusted professionals, including a REALTOR®, a member of the National Association of REALTORS®.

What Is Wire Fraud?

Wire fraud is a type of scam that uses electronic communications to trick victims into sending money to a cybercriminal’s bank account.

How Does Real Estate Wire Fraud Work?

Scammers target anyone involved in a home purchase—buyers, sellers, attorneys, title companies, and real estate agents. Here’s how it often happens:

• Cybercriminals hack into email accounts connected to a transaction.
  
• They monitor progress quietly, waiting for the closing stage when large sums of money are about to be transferred.
  
• At the critical moment, they send a fake email that looks legitimate—often complete with company logos and nearly identical email addresses.
  
• The email includes fraudulent wiring instructions that redirect money into the scammer’s account.
  

Because these emails are so sophisticated, even careful buyers can be tricked.

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