NCJAR News
Most homeowners insurance policies cover fire and smoke damage, but there are cases where insurers may limit or exclude coverage, particularly if your property is considered high-risk. For NCJAR members and their clients, staying informed about fire insurance is essential, especially in light of increasing wildfire risks. Here’s a detailed guide to help you navigate fire insurance policies and ensure adequate coverage.
Does My Homeowners Insurance Cover Wildfire Damage?
Standard homeowners insurance typically covers:
- The structure of your home
- Other structures on your property (e.g., detached garage, shed)
- Personal belongings
This coverage extends to fires caused by:
- Candles
- Grease or cooking accidents
- Electrical malfunctions
- Wildfires
- Lightning
Join us for NCJAR's Installation Gala!
Date: January 30, 2024
Time: 5:30 PM – 9:00 PM
Location: The Grove
FOR $38 - NCJAR MEMBERS ONLY - NO GUESTS
Come together for an evening of celebration as we honor our 2025 President, Officers, and Trustees.
This exclusive event for NCJAR Members only includes:
Jeff Jones, 2025 NCJAR President, highlights upcoming events in this week's update, including the NCJAR Installation Gala on January 30th featuring an open bar, wine and cheese tasting, and dinner.
He reminds members to check PSI records for compliance and thanks attendees of the January 15th 'Next Era of Real Estate' event.
Visit www.NCJAR.com for event details and support.
At NCJAR, we believe in the power of community and supporting those in need. In response to the devastating wildfires in California, we have made a donation of $2,500 to aid in relief and recovery efforts.
This contribution is a reflection of our commitment to making a positive impact, not just locally but across the nation. The funds will assist in providing essential resources, shelter, and support to individuals and families affected by this tragedy.
We encourage our members and community to join us in supporting those impacted by this disaster. Every contribution, no matter the size, can make a difference.